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  • About alliance information share
About alliance information share

CREDIX shares alliance info based on "Law for the Protection of Computer]Processed Personal Data Held by Administrative Organs" Article 23 paragraph 5 item3.

    1. About alliance information share

  1. Japan Credit Card Association (JCCA) is certified by the Ministry of Economy, Trade and Industry in accordance with Article 35-18 of the Installment Sales Law. The association collects, organizes, and provides the information necessary to protect the interests of users (credit users), which is one of the authorized operations, and the member store information exchange center (referred to as the "JDM Center").

  2. 2. About collection and report of information from alliance stores

  3. Membership information exchange system Membership companies (referred to as "JDM members") conduct member store examinations when receiving an application for a member store contract, survey member stores after signing a member store contract, measures for member stores, and transaction continuation.
    For the purpose of examination, etc., the information of each item specified in "3. (2) Content of jointly used information" will be collected and used, reported to the JDM Center, and jointly used by JDM members.

  4. 3. Alliance stores information share

  5. (1) purpose of information share
    Under the alliance information share system stipulated in Installment Payment Act, we provide information on appropriate credit card information including numbers and prevention of credit card information (Credit card's appropriate management) needed and related to the protection of users and report to JDM center and share with JDM members in case of any acts by alliance stores that lack user protection (Including In dubious cases) and we make sure we contribute to credit card transactions healthy growth and consumer protection as well as JDM member's correct credit check and exclusion of bad members.


  6. (2)Content of shared information
    @ Facts and reasons needed to respond to complaint relating to the members in Individual credit brokerage transaction.
    A The facts and reasons for canceling the contract relating to the individual credit purchase brokerage due to the lack of protection of users, etc., regarding the business related to the individual credit purchase brokerage.
    B Facts and reasons for investigation needed for appropriate management of credit card numbers by the members at the time of credit card information usage terms and conditions.
    C Facts and reasons for measures (including the cancellation of the credit card number handling contract) toward alliance store acknowledging that their credit card information management does not or may not comply with Installment Sales Law.
    D Information that is an objective fact related to acts that might be disadvantageous or damage JDM members or uses acknowledged as a lack of user protection.
    E Among the content reported to JDM members from users (not limited to those who have contracted) information acknowledged as lacking in user protection (including information that is hard to prove as done).
    F Information related to acts by alliance stores that interfere with credit card number management.
    G Information collected by JDM center on facts and contents published by administrative bodies (information on violation of Act on Specified Commercial Transactions).
    H Information that lacks the protection of users stipulated above.
    I Alliance store's representative's name, address, phone number, and birthday related to each item in this paragraph (In case of a corporation, name, address, phone number, corporation number, and representative's name). However, name, address, phone number, and birthday (in case of a corporation, name, and birthday of a representative) will be excluded for non-confirmed cases.


  7. (3)Holding period
    Information stipulated in (2) will be preserved for a maximum of 5 years since the registration date (in case of B and F, since the day of completion of C or termination of contract).

  8. 4. The range of shared user that uses shared alliance information

  9. JCA and JDM member that are inclusive credit purchase agents, individual credit purchase agents, and credit card number usage contracter and JDM center.

  10. JDM members are listed on the following website.

    Website: http://www.j-credit.or.jp/

    5. Inquiry and request to publish information on the system

  11. As for contact and information publish request on alliance information exchange system, please see and contact 6. JDM center.

  12. 6. Operation manager

  13. JCA Data of Merchant member companies
    Address: 14-1 Nihonbashi Koamicho, Chuo-Ku, Tokyo Sumioi Nihonbashi Koamicho Building
    Phone number : 03-5643-0011


Security standard and program CREDIX has introduced

PCI DSSiPayment Card Industry Data Security Standardjmeans global security standard established by five international payment brands, JCB, American Express, Discover, MasterCard, and VISA in order to credit card information and transaction safety and security used by alliance stores and payment agencies.

Registration of business

Credit card number usage contractor
(Registration: Kanto (N) 96th/ Registered on June 12th 2019)